In March 2018, the Central Bank of Eswatini (CBE) established a Financial Technology (Fintech) Unit, to actively monitor Fintech developments in the country and globally. The Fintech unit, through research, seeks to understand the opportunities and risks presented by Fintech developments.

The unit conducts research on emerging technologies such as Artificial Intelligence (AI), Crypto-assets, Distributed Ledger Technology (DLT), Central Bank-issued Digital Currency (CBDC), Internet of Things (IoT), and Application Programming Interfaces (APIs) and their application in finance. The Unit also monitors global Fintech regulatory developments to inform economic policy and financial regulatory regime.